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No Insurance Required Car Rentals in Miami: Eligible Cars and Approval

Drivers 18+ can request five BEY cars without a personal auto policy. Compare the cars, rates and deposits, then confirm approval, coverage and renter responsibility.

Orange 2026 Corvette C8 2LT in BEY's Miami rental gallery
BEY Rentals · Miami
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You can request selected cars without a personal policy

You can request selected BEY cars in Miami without your own auto insurance policy if you are at least 18 and hold a valid driver's license. The eligible cars are the orange Corvette 2LT, white Corvette 3LT, green Urus S, silver GT 43 and black S580. BEY must confirm driver approval and the coverage arrangements before a reservation; the orange Corvette option is expressly subject to approval.

BEY quotes coverage separately for the white Corvette 3LT, Urus S, GT 43 and S580. For the orange 2LT, ask BEY to confirm coverage details, any coverage charge and your responsibility directly. The advertised daily vehicle rate does not promise that coverage is free or that the renter has no financial responsibility.

The five eligible cars and their published terms

All five listings have a one-day minimum. The table shows their published vehicle rates and separate security deposits, checked September 27, 2026. Availability, coverage pricing and the complete amount for your dates still need direct confirmation.

Choose one of the two-seat Corvettes for yourself and one passenger. The orange 2026 2LT lists 120 included miles per day and $2 for each extra mile. The white 2023 3LT 70th Anniversary lists 100 included miles per day and $5 per extra mile. Both are convertible listings, but their mileage terms differ.

For five total occupants, compare the green Urus S and the black S580. The silver GT 43 lists four seats, so it is a four-door option for a smaller group. Send the size and number of bags with your passenger count; approval to rent does not establish luggage fit.

Vehicle charges only; confirm coverage, approval and the full quote separately
Exact carDaily rateDepositSeatsMiles/dayExtra mile
Orange 2026 Corvette C8 2LT$445$5002120$2
White 2023 Corvette 3LT 70th Anniversary$449$5002100$5
Green 2024 Lamborghini Urus S$1,095$1,0005100$5
Silver 2024 Mercedes-AMG GT 43$399$5004100$5
Black 2023 Mercedes-Benz S580$435$7505100$3

Ask what coverage and responsibility apply to you

Before agreeing to the rental, ask BEY for the coverage charge, the applicable coverage, deductible or renter responsibility, exclusions and permitted drivers in writing. If any of those details are unclear, resolve them before payment or handoff. BEY has not published a single coverage price or deductible for all five cars.

Ask about damage to the rented car and liability to other people or property separately. The NAIC's consumer explanation treats liability, collision and comprehensive as different coverage types. That guidance helps you ask precise questions; it does not establish what BEY's quote covers.

If you plan to rely on a credit-card benefit or travel policy, verify the exact car, driver and rental with the provider and BEY. Having the benefit's name on a card or document does not confirm that it satisfies the rental's requirements. Do not assume it replaces BEY's coverage arrangement.

Each person who may drive needs approval. Include an additional driver in the request before making plans around sharing the car, and ask whether that changes eligibility or the quote.

Budget for mileage and the separate deposit

The daily vehicle price is only one part of the budget. Add any quoted coverage charge, applicable taxes and fees, delivery if agreed, and additional miles. Keep the security deposit separate and ask how it is collected and released. The deposit amount alone does not tell you the coverage deductible or your total responsibility for damage.

For example, a one-day orange 2LT rental driven 140 miles exceeds its 120-mile allowance by 20 miles. At $2 per mile, that adds $40 to its $445 base rent, giving $485 before coverage and other charges. Its $500 deposit is separate. The same 140-mile day in the S580 adds $120 in mileage to the $435 base rent, giving $555 before other charges, with a separate $750 deposit.

Use your estimated pickup, hotel, outing and return distances to compare the cars. Those examples describe one rental day. For a longer request, ask BEY how the confirmed rental period and allowance will be applied.

Keep the exception attached to the exact car

This rental option covers the five listings above. It does not extend to the Ferrari SF90, the black 2027 Corvette 3LT, the other Urus SUVs or every Mercedes in the fleet. Those cars have their own requirements. A trim badge or brand name is not enough to identify the eligible listing.

For a broader explanation of insurance review on the rest of the fleet, read BEY's rental insurance guide. For this offer, use the eligible-car collection and open the exact car before requesting dates.

Ask BEY about approval and coverage with the exact car, dates and hours, your age, license details, any additional driver, estimated miles and proposed handoff address. BEY checks the request and returns the applicable terms and quote. Send sensitive documents through the method BEY provides, rather than putting license numbers in an initial general message. The inquiry does not take payment, approve the driver or reserve a car.

No-personal-insurance rental questions

Can I request a BEY rental at 18 without my own insurance?

Yes, for the five eligible listings: orange Corvette 2LT, white Corvette 3LT, green Urus S, silver GT 43 and black S580. You need a valid driver's license. BEY must confirm approval and the coverage terms before reservation; the orange Corvette option is subject to approval.

Is coverage included in the advertised daily rate?

Coverage is quoted separately for the white Corvette 3LT, Urus S, GT 43 and S580. For the orange 2LT, confirm coverage details and any charge directly. Do not treat a daily vehicle price as a complete rental quote.

Does the deposit mean I have no further responsibility?

No such promise is made by the listed deposit. Ask BEY to confirm the applicable coverage, deductible or renter responsibility, exclusions and deposit conditions in the written agreement.

Does this offer include every Corvette or Lamborghini?

No. It applies to the exact five eligible listings. Other Corvettes and Urus models follow their own requirements, which must be checked on the individual car page.

Sources and review

Fact-checked by BEY Rentals operations on September 27, 2026. Vehicle availability, rates and rental terms remain BEY first-party information and are confirmed for the requested dates.

BEY Rentals · Miami

Rent with the terms upfront.

Explore current vehicles with published rates, mileage, deposits, and rental requirements before requesting your dates.